Mortgages for
Non UK Residents
Creating a home away from home in the UK? There are some things you need to know. We look at the various mortgages for non UK residents and how these support your property plans.
Why non UK residents invest in UK real estate
The UK market offers a stable political and economic backdrop. Supported by a mature and world-famous legal system, investors see the UK as a safe jurisdiction to invest their wealth.
But the property you choose needs to serve the function you wish.
How can Advias help with your mortgage?
Transferring large funds into the UK?
When transferring funds into the UK, there are a few factors to consider;
When transferring funds into the UK, there are a few factors to consider;
Keep an audit trail of where the funds came from, lenders and solicitors will need to have a record of the source of funds.
Keep an audit trail of where the funds came from, lenders and solicitors will need to have a record of the source of funds.
Transferring funds via banks can be expensive as they charge high fees and take a larger margin on the currently conversion.
Transferring funds via banks can be expensive as they charge high fees and take a larger margin on the currently conversion.
Using a broker can ensure lower fees are charged and the best possible price is achieved. Locking rates is also possible.
Using a broker can ensure lower fees are charged and the best possible price is achieved. Locking rates is also possible.
Keep an audit trail of where the funds came from, lenders and solicitors will need to have a record of the source of funds.
Transferring funds via banks can be expensive as they charge high fees and take a larger margin on the currently conversion.
Using a broker can ensure lower fees are charged and the best possible price is achieved. Locking rates is also possible.
Advias do not provide currency exchange services. That’s why we would like to introduce you to xe.com
Advias do not provide currency exchange services. That’s why we would like to introduce you to xe.com
Our Foreign Nationals Mortgage Expert
Are you an expat or non-UK national legal or financial professional looking for a mortgage? Do you find that banks don’t understand your situation?
Navigating the mortgage lending process can be challenging, especially if you have complex income structures or require larger loans. However, there are lenders who specialise in meeting these unique needs for Expats and Foreign Nationals.
My passion is to assist clients in your situation; by understand your unique requirements and find a solution that meets your property goals while saving you time, frustration and money.
If you’re interested in working with me, the first step is a free initial consultation where we can review the market and discuss possible solutions. From there, we can work together to arrange the mortgage that best fits your needs.
Frequently Asked Questions
When transferring funds into the UK, there are a few factors to consider;
Audit Trail
Keep an audit trail of where the funds came from, lenders and solicitors will need to have a record of the source of funds.
Currency Exchange
Transferring funds via banks can be expensive as they charge high fees and take a larger margin on the currently conversion. Using a broker can ensure lower fees are charged and the best possible price is achieved. Locking in rates for up to 3 years is also possible.
When purchasing a property in the UK there are several associated costs which you should be aware of, these are;
- Solicitor's fees
- Valuation fees
- Mortgage arrangement fees
- Mortgage broker costs
- Stamp Duty including the non-resident surcharge
- Homesearch agent costs
When transferring funds into the UK, there are a few factors to consider;
Audit Trail
Keep an audit trail of where the funds came from, lenders and solicitors will need to have a record of the source of funds.
Currency Exchange
Transferring funds via banks can be expensive as they charge high fees and take a larger margin on the currently conversion. Using a broker can ensure lower fees are charged and the best possible price is achieved. Locking in rates for up to 3 years is also possible.
When purchasing a property in the UK there are several associated costs which you should be aware of, these are;
- Solicitor's fees
- Valuation fees
- Mortgage arrangement fees
- Mortgage broker costs
- Stamp Duty including the non-resident surcharge
- Homesearch agent costs
UK Residence for your Family While Working Abroad
In today’s global economy, many professionals find themselves working abroad for various reasons. Whether it’s a temporary work placement or a long-term career move, this
Investing in UK Property for Your Child’s Education
The United Kingdom is a renowned destination for higher education, attracting students from all corners of the globe. As a non-resident parent, you might consider
A guide to a UK Mortgage for Non Citizens
As a non-citizen, getting a mortgage in the UK can be challenging, but it’s possible. This guide will provide all the information you need about
Buy to Let Mortgage guide for Non-UK Residents
Investing in the UK property market can be an attractive opportunity for non-UK residents. This quick guide aims to provide valuable insights and practical advice
Non-UK resident bridging loan Completed in 2 Weeks
How we helped with a non-UK resident bridging loan At Advias we have an extensive database and systems we leverage to identify suitable solutions for
Bridging Finance for a non-UK resident mortgage
As a non UK resident bridging finance can be a useful solution for purchasing UK property. Foreign Nationals will find it harder to purchase property
